Cumberland vs Hagerstown: Occupational Therapist Salary (2026)
Compare occupational therapist salaries between Cumberland, MD and Hagerstown, MD. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Cumberland, MD | Hagerstown, MD |
|---|---|---|
| Median Salary | $104,608 | $105,987▲ |
| Hourly Rate | $50.29 | $50.95▲ |
| Entry Level (P10) | $81,647▲ | $66,958 |
| 25th Percentile | $89,472▲ | $81,335 |
| 75th Percentile | $118,304▲ | $111,789 |
| Top Earner (P90) | $128,685▲ | $122,033 |
| Total Employed | 5 | 130▲ |
Verdict
Hagerstown, MD offers better overall compensation for occupational therapists, winning 3 out of 4 metrics compared to Cumberland.
The salary gap between Cumberland and Hagerstown is $1,379 (1.32%). Hagerstown's median is +2.50% compared to the US national median of $103,400.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Cumberland spans $47,038,Hagerstown spans $55,075. Hagerstown has a wider pay range, suggesting more variation in pay between entry-level and experienced occupational therapists.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Hagerstown ($112,547 effective) pays 17.60% more than Cumberland ($95,707 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Cumberland if…
- ✓Better top-earner potential ($128,685)
- ✓You prefer the Maryland area and lifestyle
Choose Hagerstown if…
- ✓Higher median salary ($105,987/year)
- ✓Larger job market (130 employed)
- ✓Better purchasing power (CoL-adjusted: $112,547)
- ✓You prefer the Maryland area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, occupational therapist salaries in Cumberland grew 10.2% from 2019 to 2025, compared to 14.4% growth in Hagerstown over the same period.
Cumberland, MD
$92,110 (2019) → $101,502 (2025)
Hagerstown, MD
$89,910 (2019) → $102,840 (2025)
View Full Salary Data
Cumberland, MD
Hagerstown, MD
Frequently Asked Questions
Which city pays occupational therapists more: Cumberland or Hagerstown?
What is the hourly rate difference between Cumberland and Hagerstown?
Should I relocate from Cumberland to Hagerstown as a occupational therapist?
What do entry-level occupational therapists earn in Cumberland vs Hagerstown?
Written by Jordan Miller, OTR/L
Career Analyst
Jordan has 10 years of experience in occupational therapy. They specialize in pediatrics and work in a rehabilitation clinic.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.06% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Miller, OTR/L, a licensed occupational therapist with 10+ years of clinical experience. · View source data at BLS.gov