Occupational Therapist Pay

Gary vs Indianapolis: Occupational Therapist Salary (2026)

Compare occupational therapist salaries between Gary, IN and Indianapolis, IN. All figures are 2026 estimates projected from BLS 2025 data.

Gary, IN
$96,346
$46.32/hr
Indianapolis, IN
$103,142
$49.59/hr

Side-by-Side Comparison

MetricGary, INIndianapolis, IN
Median Salary$96,346$103,142
Hourly Rate$46.32$49.59
Entry Level (P10)$67,098$80,675
25th Percentile$77,203$86,612
75th Percentile$109,692$108,965
Top Earner (P90)$131,235$128,495
Total Employed141,660
Side-by-side bar chart comparing Gary ($96,346) and Indianapolis ($103,142) occupational therapist salaries.GaryIndianapolisMedian Salary$96,346$103,142Entry Level (P10)$67,098$80,675Top Earner (P90)$131,235$128,495US Median $103,400

Verdict

Indianapolis, IN offers better overall compensation for occupational therapists, winning 3 out of 4 metrics compared to Gary.

The salary gap between Gary and Indianapolis is $6,796 (7.05%). Indianapolis's median is -0.25% compared to the US national median of $103,400.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Gary spans $64,137,Indianapolis spans $47,820. Gary has a wider pay range, meaning more potential for high earners but also more variation.

Gary
P10 (Entry)$67,098
P25$77,203
Median$96,346
P75$109,692
P90 (Top)$131,235
Indianapolis
P10 (Entry)$80,675
P25$86,612
Median$103,142
P75$108,965
P90 (Top)$128,495

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Indianapolis ($107,781 effective) pays 2.14% more than Gary ($105,527 effective).

Gary
Nominal: $96,346
CoL Index: 91.3
Adjusted: $105,527
Indianapolis
Nominal: $103,142
CoL Index: 95.696
Adjusted: $107,781

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Gary if…

  • Better top-earner potential ($131,235)
  • You prefer the Indiana area and lifestyle

Choose Indianapolis if…

  • Higher median salary ($103,142/year)
  • Larger job market (1,660 employed)
  • Better purchasing power (CoL-adjusted: $107,781)
  • You prefer the Indiana area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, occupational therapist salaries in Gary grew 16.2% from 2024 to 2025, compared to 15.9% growth in Indianapolis over the same period.

Gary, IN

+16.2%

$80,447 (2024) → $93,485 (2025)

Indianapolis, IN

+15.9%

$86,330 (2019) → $100,080 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays occupational therapists more: Gary or Indianapolis?

Indianapolis has a higher median occupational therapist salary at $103,142/year, compared to Gary at $96,346/year — a difference of $6,796 (7.05%).

What is the hourly rate difference between Gary and Indianapolis?

Gary occupational therapists earn $46.32/hr while Indianapolis hygienists earn $49.59/hr (2026 est.).

Should I relocate from Gary to Indianapolis as a occupational therapist?

Consider more than just salary when comparing Gary and Indianapolis. Factor in cost of living (CoL-adjusted: Gary = $105,527, Indianapolis = $107,781), job availability (14 vs 1,660 employed), commute, and career growth potential.

What do entry-level occupational therapists earn in Gary vs Indianapolis?

Entry-level (10th percentile) occupational therapists earn $67,098 in Gary and $80,675 in Indianapolis. The Indianapolis area offers higher starting salaries.

Related Comparisons

JM

Written by Jordan Miller, OTR/L

Career Analyst

Jordan has 10 years of experience in occupational therapy. They specialize in pediatrics and work in a rehabilitation clinic.

Clinically reviewed by Sofia Chen, OTR/LData verified by Luis Garcia, OTR/L

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.06% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Miller, OTR/L, a licensed occupational therapist with 10+ years of clinical experience. · View source data at BLS.gov