Occupational Therapist Pay

Miami vs Cape Coral: Occupational Therapist Salary (2026)

Compare occupational therapist salaries between Miami, FL and Cape Coral, FL. All figures are 2026 estimates projected from BLS 2025 data.

Miami, FL
$104,585
$50.28/hr
Cape Coral, FL
$103,936
$49.97/hr

Side-by-Side Comparison

MetricMiami, FLCape Coral, FL
Median Salary$104,585$103,936
Hourly Rate$50.28$49.97
Entry Level (P10)$68,710$69,411
25th Percentile$83,324$85,797
75th Percentile$109,738$108,739
Top Earner (P90)$124,610$128,227
Total Employed2,550330
Side-by-side bar chart comparing Miami ($104,585) and Cape Coral ($103,936) occupational therapist salaries.MiamiCape CoralMedian Salary$104,585$103,936Entry Level (P10)$68,710$69,411Top Earner (P90)$124,610$128,227US Median $103,400

Verdict

Miami, FL offers better overall compensation for occupational therapists, winning 3 out of 4 metrics compared to Cape Coral.

The salary gap between Miami and Cape Coral is $649 (0.62%). Miami's median is +1.15% compared to the US national median of $103,400.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Miami spans $55,900,Cape Coral spans $58,816. Cape Coral has a wider pay range, suggesting more variation in pay between entry-level and experienced occupational therapists.

Miami
P10 (Entry)$68,710
P25$83,324
Median$104,585
P75$109,738
P90 (Top)$124,610
Cape Coral
P10 (Entry)$69,411
P25$85,797
Median$103,936
P75$108,739
P90 (Top)$128,227

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Cape Coral ($101,551 effective) pays 10.84% more than Miami ($91,617 effective).

Miami
Nominal: $104,585
CoL Index: 114.155
Adjusted: $91,617
Cape Coral
Nominal: $103,936
CoL Index: 102.349
Adjusted: $101,551

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Miami if…

  • Higher median salary ($104,585/year)
  • Larger job market (2,550 employed)
  • You prefer the Florida area and lifestyle

Choose Cape Coral if…

  • Better top-earner potential ($128,227)
  • Better purchasing power (CoL-adjusted: $101,551)
  • You prefer the Florida area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, occupational therapist salaries in Miami grew 30.3% from 2019 to 2025, compared to 11.4% growth in Cape Coral over the same period.

Miami, FL

+30.3%

$77,880 (2019) → $101,480 (2025)

Cape Coral, FL

+11.4%

$90,490 (2019) → $100,850 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays occupational therapists more: Miami or Cape Coral?

Miami has a higher median occupational therapist salary at $104,585/year, compared to Cape Coral at $103,936/year — a difference of $649 (0.62%).

What is the hourly rate difference between Miami and Cape Coral?

Miami occupational therapists earn $50.28/hr while Cape Coral hygienists earn $49.97/hr (2026 est.).

Should I relocate from Miami to Cape Coral as a occupational therapist?

Consider more than just salary when comparing Miami and Cape Coral. Factor in cost of living (CoL-adjusted: Miami = $91,617, Cape Coral = $101,551), job availability (2,550 vs 330 employed), commute, and career growth potential.

What do entry-level occupational therapists earn in Miami vs Cape Coral?

Entry-level (10th percentile) occupational therapists earn $68,710 in Miami and $69,411 in Cape Coral. The Cape Coral area offers higher starting salaries.

Related Comparisons

JM

Written by Jordan Miller, OTR/L

Career Analyst

Jordan has 10 years of experience in occupational therapy. They specialize in pediatrics and work in a rehabilitation clinic.

Clinically reviewed by Sofia Chen, OTR/LData verified by Luis Garcia, OTR/L

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.06% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Miller, OTR/L, a licensed occupational therapist with 10+ years of clinical experience. · View source data at BLS.gov