Miami vs Panama City: Occupational Therapist Salary (2026)
Compare occupational therapist salaries between Miami, FL and Panama City, FL. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Miami, FL | Panama City, FL |
|---|---|---|
| Median Salary | $104,585▲ | $100,267 |
| Hourly Rate | $50.28▲ | $48.21 |
| Entry Level (P10) | $68,710 | $75,852▲ |
| 25th Percentile | $83,324 | $94,321▲ |
| 75th Percentile | $109,738▲ | $108,955 |
| Top Earner (P90) | $124,610 | $127,784▲ |
| Total Employed | 2,550▲ | 90 |
Verdict
Miami, FL offers better overall compensation for occupational therapists, winning 3 out of 4 metrics compared to Panama City.
The salary gap between Miami and Panama City is $4,318 (4.31%). Miami's median is +1.15% compared to the US national median of $103,400.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Miami spans $55,900,Panama City spans $51,932. Miami has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Panama City ($103,054 effective) pays 12.48% more than Miami ($91,617 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Miami if…
- ✓Higher median salary ($104,585/year)
- ✓Larger job market (2,550 employed)
- ✓You prefer the Florida area and lifestyle
Choose Panama City if…
- ✓Better top-earner potential ($127,784)
- ✓Better purchasing power (CoL-adjusted: $103,054)
- ✓You prefer the Florida area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, occupational therapist salaries in Miami grew 30.3% from 2019 to 2025, compared to 24.5% growth in Panama City over the same period.
Miami, FL
$77,880 (2019) → $101,480 (2025)
Panama City, FL
$78,120 (2021) → $97,290 (2025)
View Full Salary Data
Panama City, FL
Frequently Asked Questions
Which city pays occupational therapists more: Miami or Panama City?
What is the hourly rate difference between Miami and Panama City?
Should I relocate from Miami to Panama City as a occupational therapist?
What do entry-level occupational therapists earn in Miami vs Panama City?
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Written by Jordan Miller, OTR/L
Career Analyst
Jordan has 10 years of experience in occupational therapy. They specialize in pediatrics and work in a rehabilitation clinic.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.06% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Miller, OTR/L, a licensed occupational therapist with 10+ years of clinical experience. · View source data at BLS.gov