Occupational Therapist Pay

San Francisco vs Oxnard: Occupational Therapist Salary (2026)

Compare occupational therapist salaries between San Francisco, CA and Oxnard, CA. All figures are 2026 estimates projected from BLS 2025 data.

San Francisco, CA
$140,955
$67.77/hr
Oxnard, CA
$124,259
$59.74/hr

Side-by-Side Comparison

MetricSan Francisco, CAOxnard, CA
Median Salary$140,955$124,259
Hourly Rate$67.77$59.74
Entry Level (P10)$99,195$93,228
25th Percentile$127,331$107,997
75th Percentile$159,774$133,473
Top Earner (P90)$176,707$156,971
Total Employed1,560300
Side-by-side bar chart comparing San Francisco ($140,955) and Oxnard ($124,259) occupational therapist salaries.San FranciscoOxnardMedian Salary$140,955$124,259Entry Level (P10)$99,195$93,228Top Earner (P90)$176,707$156,971US Median $103,400

Verdict

San Francisco, CA offers better overall compensation for occupational therapists, winning 4 out of 4 metrics compared to Oxnard.

The salary gap between San Francisco and Oxnard is $16,696 (13.44%). San Francisco's median is +36.32% compared to the US national median of $103,400.

Salary Range Comparison

The full salary range (10th to 90th percentile) in San Francisco spans $77,512,Oxnard spans $63,743. San Francisco has a wider pay range, meaning more potential for high earners but also more variation.

San Francisco
P10 (Entry)$99,195
P25$127,331
Median$140,955
P75$159,774
P90 (Top)$176,707
Oxnard
P10 (Entry)$93,228
P25$107,997
Median$124,259
P75$133,473
P90 (Top)$156,971

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, San Francisco ($121,920 effective) pays 8.45% more than Oxnard ($112,417 effective).

San Francisco
Nominal: $140,955
CoL Index: 115.613
Adjusted: $121,920
Oxnard
Nominal: $124,259
CoL Index: 110.534
Adjusted: $112,417

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose San Francisco if…

  • Higher median salary ($140,955/year)
  • Better top-earner potential ($176,707)
  • Larger job market (1,560 employed)
  • Better purchasing power (CoL-adjusted: $121,920)
  • You prefer the California area and lifestyle

Choose Oxnard if…

  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, occupational therapist salaries in San Francisco grew 28.4% from 2019 to 2025, compared to 21.2% growth in Oxnard over the same period.

San Francisco, CA

+28.4%

$106,520 (2019) → $136,770 (2025)

Oxnard, CA

+21.2%

$99,520 (2019) → $120,570 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays occupational therapists more: San Francisco or Oxnard?

San Francisco has a higher median occupational therapist salary at $140,955/year, compared to Oxnard at $124,259/year — a difference of $16,696 (13.44%).

What is the hourly rate difference between San Francisco and Oxnard?

San Francisco occupational therapists earn $67.77/hr while Oxnard hygienists earn $59.74/hr (2026 est.).

Should I relocate from San Francisco to Oxnard as a occupational therapist?

Consider more than just salary when comparing San Francisco and Oxnard. Factor in cost of living (CoL-adjusted: San Francisco = $121,920, Oxnard = $112,417), job availability (1,560 vs 300 employed), commute, and career growth potential.

What do entry-level occupational therapists earn in San Francisco vs Oxnard?

Entry-level (10th percentile) occupational therapists earn $99,195 in San Francisco and $93,228 in Oxnard. The San Francisco area offers higher starting salaries.

Related Comparisons

JM

Written by Jordan Miller, OTR/L

Career Analyst

Jordan has 10 years of experience in occupational therapy. They specialize in pediatrics and work in a rehabilitation clinic.

Clinically reviewed by Sofia Chen, OTR/LData verified by Luis Garcia, OTR/L

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.06% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Miller, OTR/L, a licensed occupational therapist with 10+ years of clinical experience. · View source data at BLS.gov