Occupational Therapist Pay

Entry-Level Occupational Therapist Salary in Andover, MA: $71,658 (2026)

Quick Answer:New occupational therapists entering the Andover, MA job market in 2026 can expect a starting salary around $71,658 (BLS 10th-percentile benchmark for SOC 29-1122, projected from 2025 OEWS data). Stripping out Andover's local price level (BEA RPP 108.59% above national), a first-year paycheck buys what $66,044 would in average-cost America. Most reach the city median ($96,541) within a few years of clinical practice.

$71,658
Starting Salary
$34.45/hr
Starting Hourly
$71,658
Entry Level
$96,541
Career Median Target

Based on BLS state-level estimates · View source

Occupational Therapist Entry Level Salary in Andover, MA — 2026 est., based on 2025 BLS
Andover, MA occupational therapist entry level salary overview (2026 est., based on 2025 BLS)

Navigating the job market as a new grad occupational therapist in Andover, MA comes with distinct salary expectations. The projected starting occupational therapist salary in Andover for 2026 shows a P10 figure of $71,658, which is significantly below the city’s median of $96,541. This creates a notable gap for entry-level positions. However, as new therapists gain experience, there's potential for salary growth, reaching the 25th percentile at $80,279 within the first few years. Given the competitive nature of healthcare, Andover currently presents a favorable environment for newly graduated therapists, particularly for those willing to seek opportunities and continually develop their skill set.

About the Andover Market

Salary estimated from Massachusetts average ($96,000) adjusted for local cost of living.

Career Earnings Timeline in Andover

Year 0-2

New Graduate

$71,658/yr
Year 2-5

Early Career

$80,279/yr
Year 5-10

Mid Career

$96,541/yr
Year 10+

Experienced

$109,787/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Andover

Vertical bar chart of 10th through 90th percentile salaries for occupational therapists in Andover. The median salary is $96,541, compared to the national median of $103,400.$64.5K$80.2K$95.9K$111.6K$127.2K$71.7K10th Pctl$80.3K25th Pctl$96.5KMedian$109.8K75th Pctl$121.2K90th PctlUS Median$103.4K

Entry-level occupational therapists in Andover, MA typically start between $71,658 and $80,279 per year (2026 est.). The full salary range spans $49,530 from the 10th to 90th percentile, with the local median at $96,5416.63% below the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of occupational therapist pay in the Andover metro area.

Return on Investment

$150,000
Avg MA Program Cost
$71,658
Starting Salary
209.33%
Cost-to-Salary Ratio
2.1 yrs
Payback Estimate

The average occupational therapy program cost in Massachusetts of $150,000 represents just 209.33% of the starting occupational therapist pay ($71,658/year) in Andover. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates based on ACOTE-accredited Master's and Doctoral occupational therapy programs. Tuition varies between public in-state and private institution programs; MOT programs typically run 2-3 years post-bachelor's.

OT, OTR Salary Negotiation Tips for New Graduates in Andover

  • 1Research the Andover market: entry-level occupational therapist pay ranges from $71,658 to $80,279, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the occupational therapy field — employers in MA often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Andover, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Andover for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Andover's moderate cost of living means your starting salary goes further here compared to many larger metro areas.

Occupational Therapist Compensation Range

The occupational therapist wage spread in Andover is $49,530 ( 69.12%) between entry-level and top earners. Starting at $71,658, experienced hygienists can earn up to $121,188.

Represents the current salary spread across experience levels, not projected career growth rate.

2019 BLS Actual

$55,089

2025 BLS Actual

$69,530

2026 Current Est.

$71,658

2019–2027 Growth

+34.1%

Salary Trajectory for Occupational Therapists in Andover (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.06% projection.

BLS Actual Estimated Projected
Salary trajectory chart for occupational therapists in Andover. Baseline $55,089 in 2025, projected to $73,850 by 2027.$51.3K$57.9K$64.5K$71.0K$77.6K2019202020212022202320242025202620272025 BLS$55.1K$55.6K$58.9K$61.4K$63.2K$69.9K$69.5K$71.7K$73.8K
YearAnnual SalaryStatus
2019$55,089Actual
2020$55,603Actual
2021$58,852Actual
2022$61,412Actual
2023$63,245Actual
2024$69,916Actual
2025$69,530Actual
2026(current)$71,658Estimated
2027$73,850Projected

Entry-level occupational therapist compensation (10th percentile) in Andover, MA grew 26.2% over 7 years based on actual BLS metropolitan area surveys, rising from $55,089 in 2019 to $69,530 in 2025. By 2027, starting salaries are projected to reach $73,850. New graduates entering the Andover job market can expect continued year-over-year gains.

Note: Historical values (20192025) are actual BLS OEWS figures for the Andover metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.06% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your occupational therapy Career in Andover

Many employers in Andover, including hospital systems and rehabilitation facilities, actively seek to hire newly licensed occupational therapists, often providing structured residency programs that lead to specialty certifications. School districts frequently recruit graduates for summer-off contracts, which can provide excellent work-life balance for new professionals. Possessing credentials from an accredited ACOTE program, along with passing the NBCOT exam and obtaining a state license, is critical for entry into the field. Additionally, optional board certifications such as the CHT can significantly elevate starting pay levels in Massachusetts. In the first couple of years, realistic salary growth can be anticipated, with a combination of experience and possible additional certifications facilitating movement towards median earnings. With the industry's transition to requiring a doctorate level by 2027, staying informed and proactive about education can greatly enhance opportunities.

Frequently Asked Questions

What is the starting salary for occupational therapists in Andover in 2026?

Entry-level occupational therapists in Andover start at approximately $71,658/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 3.06% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $34.45/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do occupational therapist salaries grow in Andover?

Most occupational therapists in Andover progress from the entry-level salary of $71,658 to the area median of $96,541 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $121,188 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is occupational therapy school worth it in Andover?

With a starting salary of $71,658/year in Andover and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new occupational therapists recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new occupational therapists make right out of school in Andover?

New occupational therapy graduates in Andover typically start near the 10th percentile at $71,658/year, or approximately $34.45/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a occupational therapist in Massachusetts?

To become a licensed occupational therapist in Massachusetts, you typically need master's (mot/msot) or doctorate (otd) in occupational therapy from an acote-accredited program, completion of supervised fieldwork, passing the nbcot certification exam (otr), and state licensure (otr/l)., then pass the required national and state licensing examinations. Most states, including Massachusetts, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some occupational therapists pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Massachusetts

JM

Written by Jordan Miller, OTR/L

Career Analyst

Jordan has 10 years of experience in occupational therapy. They specialize in pediatrics and work in a rehabilitation clinic.

Clinically reviewed by Sofia Chen, OTR/LData verified by Luis Garcia, OTR/L

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new occupational therapy graduates. A 3.06% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Andover. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Salary data for Andover is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.06%, derived from historical BLS wage trends for occupational therapists (SOC 29-1122).

Compiled and verified by Jordan Miller, OTR/L, a licensed occupational therapist with 10+ years of clinical experience. · View source data at BLS.gov

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