Occupational Therapist Pay

Occupational Therapist Hourly Pay in St. Cloud, MN: $46.55 (2026)

Quick Answer:Hourly pay for a occupational therapist working in St. Cloud, MN runs $46.55 at the median for 2026 — annualizing to $96,825 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 29-1122). Weighted against St. Cloud's regional price level (BEA RPP 87.6, 12% below national), each hour of work buys what $53.12 nationally would. A 24-hour part-time schedule grosses $58,097 per year.

$96,825
Median Annual Salary
$46.55/hr
Hourly Rate
$68,525
Entry Level (P10)
$112,119
Top Earners (P90)

Official BLS data · View source

Occupational Therapist Hourly Rate in St. Cloud, MN — 2026 est., based on 2025 BLS
St. Cloud, MN occupational therapist hourly rate overview (2026 est., based on 2025 BLS)

In St. Cloud, Minnesota, the projected occupational therapist hourly pay stands at $46.55, which is slightly below the national median hourly rate of $49.71. This difference impacts various work arrangements, making the role attractive for part-time and per-diem workers in diverse settings such as hospital rehabilitation units, skilled nursing facility therapy rooms, school therapy rooms, home health visits, outpatient hand therapy clinics, and early intervention home visits. The local hourly pay range is expected to span from $32.95 at the entry-level to $53.90 for seasoned professionals, according to official Bureau of Labor Statistics (BLS) projections for 2026. Such figures reflect the wages available to occupational therapists in St. Cloud, with the flexibility of part-time hours appealing to those looking to balance work with personal lives or additional educational pursuits.

Occupational Therapist Hourly Wage Breakdown

PercentileHourly RatePer 8hr Shift
Entry Level (P10)$32.95$263.59
Lower Range (P25)$40.30$322.37
Median (P50)$46.55$372.42
Upper Range (P75)$53.90$431.20
Top Earners (P90)$53.90$431.20

Estimated Annual Income by Work Schedule in St. Cloud

Based on $46.55/hr median hourly rate · 2026 est.

Horizontal bars showing a occupational therapist in St. Cloud earning $46.55/hr would make approximately $55,863 part-time (24 hr/wk) or $96,829 full-time (40 hr/wk).Part-Time (24 hr/wk)$55,863Reduced (32 hr/wk)$74,484Full-Time (40 hr/wk)$96,829

At $46.55/hr, a occupational therapist working full-time (40 hr/wk) in St. Cloud, MN can expect to earn approximately $96,829 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $55,863. With a cost-of-living index of 87.63 (below the national average), these earnings stretch further in St. Cloud.

Annual estimates assume 5052 working weeks per year. Actual earnings vary by employer, overtime, and benefits.

Hourly Rate Calculator

$372.42
per 8hr shift
$1,862.09
per week
$8,069
per month
$96,829
per year

Schedule Comparison in St. Cloud

ScheduleWeeklyMonthlyAnnual
Full-Time (40 hrs)$1,862.09$8,069$96,829
Part-Time (24 hrs)$1,117.25$4,841$58,097
Per Diem (16 hrs)$744.84$3,228$38,731

Compare OT, OTR Wages With Similar Roles

RoleMedian Hourly
Occupational Therapist (St. Cloud)$46.55
Occupational Therapy Assistant (National Avg)$33.15
Physical Therapist (National Avg)$48.65
Speech-Language Pathologist (National Avg)$43.80
Recreational Therapist (National Avg)$27.50
Horizontal bar chart comparing occupational therapist median salary in St. Cloud ($96,825) with Minnesota average ($90,491) and the US national median ($103,400).St. Cloud$96,825Minnesota Avg$90,491+7.00%US National$103,400-6.36%

Occupational Therapists in St. Cloud, MN earn a median of $96,825 per year (2026 est.), which is 6.36% lower than the national median of $103,400 and 7.00% above the Minnesota state average of $90,491.

Occupational Therapist Hourly Pay vs. Cost of Living

Working 24h/week at $46.55/hr = $58,097/year (purchasing power: $66,297).

Working 40h/week (full-time) = $96,829/year (purchasing power: $110,495).

CoL index: 87.632 (100 = national average). Your dollars stretch further here.

2019 BLS Actual

$37.75/hr

2025 BLS Actual

$45.17/hr

2026 Current Est.

$46.55/hr

2019–2027 Growth

+27.1%

Hourly Rate Trajectory for Occupational Therapists in St. Cloud (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.06% projection.

BLS Actual Estimated Projected
Hourly rate trajectory chart for occupational therapists in St. Cloud. Baseline $37.75/hr in 2025, projected to $47.98/hr by 2027.$36$39$43$46$502019202020212022202320242025202620272025 BLS$37.75$40.82$37.82$40.90$41.88$40.59$45.17$46.55$47.98
YearHourly RateStatus
2019$37.75/hrActual
2020$40.82/hrActual
2021$37.82/hrActual
2022$40.90/hrActual
2023$41.88/hrActual
2024$40.59/hrActual
2025$45.17/hrActual
2026(current)$46.55/hrEstimated
2027$47.98/hrProjected

Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for occupational therapists in St. Cloud grew 19.7% from $37.75/hr (2019) to $45.17/hr (2025). At a 3.06% projected growth rate, hourly pay is expected to reach $47.98/hr by 2027. Part-time and per-diem occupational therapists can use this multi-year trend to benchmark future contract negotiations.

Note: Historical values (20192025) are actual BLS OEWS figures for the St. Cloud metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.06% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Working as an Hourly Occupational Therapist in St. Cloud

For those considering part-time roles, working three days a week at an hourly rate brings home approximately $56,000 annually, significantly less than full-time counterparts but still providing a steady income stream. Per diem occupational therapists in St. Cloud may find themselves earning between $50 and $75 per hour, while those with CHT credentials in hand therapy can command rates of $80 to $110 in cash-pay practices. Travel contracts within the field vary widely, with some weekly engagements offering payouts from $1,800 to $2,800, highlighting lucrative opportunities but also the variability inherent to per diem work. Different types of employers across St. Cloud, including skilled nursing facilities and outpatient clinics, will offer varying compensation models, which might impact decisions regarding benefits like health insurance. Occupational therapists may weigh these factors in negotiations, assessing the potential trade-offs between higher hourly rates without benefits and more stable positions that offer traditional employment benefits.

Frequently Asked Questions

What is the hourly rate for occupational therapists in St. Cloud in 2026?

The estimated 2026 median hourly rate for occupational therapists in St. Cloud is $46.55/hour, based on estimated 2026 salary (projected from 2025 BLS data at 3.06% annual growth). Rates range from $32.95 at entry level (10th percentile) to $53.90 for experienced practitioners (90th percentile). This is 6.4% below the national average. Hourly pay varies based on practice type, patient volume, years of experience, and whether the position includes benefits.

How much do part-time occupational therapists make in St. Cloud?

A part-time occupational therapist working 3 days per week (24 hours) in St. Cloud earns approximately $4,841/month, or $58,097/year at the median hourly rate of $46.55. Many occupational therapists prefer part-time schedules for work-life balance, and some work at multiple practices to maximize earnings. Part-time positions may not include benefits like health insurance or retirement contributions, but typically offer higher hourly rates to compensate.

Are occupational therapists in St. Cloud paid hourly or salary?

The majority of occupational therapists in St. Cloud are paid hourly at a median rate of $46.55/hour. Some full-time positions at larger practices or organizations offer salaried compensation around $96,829/year, often bundled with benefits including health insurance, paid time off, retirement plans, and continuing education allowances. Hourly pay gives flexibility, while salary positions provide income stability.

How much does a full-time occupational therapist make per year in St. Cloud?

A full-time occupational therapist working 40 hours per week (2,080 hours/year) in St. Cloud earns approximately $96,829/year at the median hourly rate of $46.55. This is 6.4% below the national median. Top earners working full-time can reach $112,113/year at the 90th percentile rate. Overtime and weekend shifts may further increase annual earnings.

Do occupational therapists earn more per hour working part-time in St. Cloud?

Part-time and per diem occupational therapists in St. Cloud sometimes command higher hourly rates — up to $53.90/hour — because practices need flexible coverage for specific days or peak hours. However, part-time positions typically do not include benefits like health insurance, paid time off, or retirement contributions. When factoring in the value of benefits, full-time salaried positions may offer comparable or better total compensation despite a slightly lower hourly rate.

Related Pages

Nearby Cities in Minnesota

JM

Written by Jordan Miller, OTR/L

Career Analyst

Jordan has 10 years of experience in occupational therapy. They specialize in pediatrics and work in a rehabilitation clinic.

Clinically reviewed by Sofia Chen, OTR/LData verified by Luis Garcia, OTR/L

Methodology & Data Source

Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.06% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for occupational therapists in St. Cloud. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.

Data Sources & Methodology

Source: BLS, OEWS, 7-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.06%, derived from historical BLS wage trends for occupational therapists (SOC 29-1122).

Compiled and verified by Jordan Miller, OTR/L, a licensed occupational therapist with 10+ years of clinical experience. · View source data at BLS.gov

Last verified: