Occupational Therapist Pay

Occupational Therapist Salary in Severn, MD: $110,539 (2026)

Quick Answer:A full-time occupational therapist in Severn, MD earns a median $110,539/year (≈ $53.15/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-1122). Once you factor in Severn's price level (9% above national, BEA RPP 109.3), that paycheck buys what $101,134 would nationally. Nominal pay sits 2.2% below the Maryland state average.

$110,539
Median Annual Salary
$53.15/hr
Median Hourly Rate
$81,567
Entry Level (P10)
$145,386
Top Earners (P90)

Based on BLS state-level estimates · View source

Occupational Therapist Salary in Severn, MD — 2026 est., based on 2025 BLS
Severn, MD occupational therapist salary overview (2026 est., based on 2025 BLS)

In 2026, the occupational therapist salary in Severn, Maryland, reflects a competitive market with a median annual compensation of $110,539, surpassing the 2026 national median by 6.90%. The salary range for professionals in this area spans from $81,567 at the lower end (P10) to $145,386 at the upper end (P90). These figures, which include estimates derived from BLS state-level data and adjustments for regional price parity, suggest a vibrant job market for occupational therapists. The Structural choice between hospital settings, schools, and skilled nursing facilities (SNFs) creates distinct salary profiles. Notably, those working in hospitals generally command higher salaries compared to their counterparts in educational settings due to differing operational budgets and the nature of care provided throughout the year.

About the Severn Market

Salary estimated from Maryland average ($95,000) adjusted for local cost of living.

Salary Breakdown

PercentileAnnualHourly
Entry Level (P10)$81,567$39.21
Lower Range (P25)$92,100$44.27
Median (P50)(typical)$110,539$53.15
Upper Range (P75)$129,290$62.16
Top Earners (P90)$145,386$69.90

Median Salary Position

$81,567$145,386
City Median: $110,539
National: $103,400
P10–P90 Range

6.90% above the national average

2026 Salary Percentile Distribution in Severn

Vertical bar chart of 10th through 90th percentile salaries for occupational therapists in Severn. The median salary is $110,539, compared to the national median of $103,400.$73.4K$93.2K$113.0K$132.8K$152.7K$81.6K10th Pctl$92.1K25th Pctl$110.5KMedian$129.3K75th Pctl$145.4K90th PctlUS Median$103.4K

In Severn, MD, the occupational therapist salary spread from the 10th to 90th percentile is $63,819 (2026 est.). At $110,539, the local median is 6.9% above the national median of $103,400.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of occupational therapist pay in the Severn metro area.

Salary Calculator

8 hrs (1 day)24 hrs (3 days)40 hrs (full-time)
$2,126
per week
$9,212
per month
$110,548
per year

At 40 hours/week in Severn: You'd be in the lower-middle range

How Severn Occupational Therapist Pay Compares

Severn median: $110,539/year (2026)

Compared ToMedian SalarySevern Pays
Maryland Average$113,026-2.20% less
National Average$103,400+6.90% more
Horizontal bar chart comparing occupational therapist median salary in Severn ($110,539) with Maryland average ($113,026) and the US national median ($103,400).Severn$110,539Maryland Avg$113,026-2.20%US National$103,400+6.90%

Occupational Therapists in Severn, MD earn a median of $110,539 per year (2026 est.), which is 6.90% higher than the national median of $103,400 and 2.20% below the Maryland state average of $113,026.

Cost-of-Living Adjusted Salary

$110,539
Nominal Salary
109.3
CoL Index
$101,134
Adjusted Salary

Severn has a cost of living 9.30% above the national average.

Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.

The nominal salary is $110,539. After adjusting for a cost-of-living index of 109.3, the purchasing-power equivalent is $101,134, a loss of $9,405.$86.0K$96.3K$106.5K$116.8K$127.1K$110,539NominalSalary$101,134CoL Adjusted(CoL: 109.3) -8.51%US Median $103.4K

Severn, MD has a cost-of-living index of 109.3 (above the national average of 100). While the nominal salary of $110,539 is competitive, the higher cost of living reduces purchasing power to an effective $101,134 — a 8.51% reduction.

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2019 BLS Actual

$90,815

2025 BLS Actual

$107,257

2026 Current Est.

$110,539

2019–2027 Growth

+25.4%

Salary Trajectory for Occupational Therapists in Severn (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.06% projection.

BLS Actual Estimated Projected
Salary trajectory chart for occupational therapists in Severn. Baseline $90,815 in 2025, projected to $113,922 by 2027.$86.2K$94.3K$102.4K$110.5K$118.5K2019202020212022202320242025202620272025 BLS$90.8K$92.2K$91.5K$99.6K$103.0K$101.6K$107.3K$110.5K$113.9K
YearAnnual SalaryStatus
2019$90,815Actual
2020$92,237Actual
2021$91,478Actual
2022$99,613Actual
2023$103,024Actual
2024$101,559Actual
2025$107,257Actual
2026(current)$110,539Estimated
2027$113,922Projected

Based on 7 years of BLS OEWS data for the Severn metropolitan area, the median occupational therapist salary grew 18.1% from $90,815 (2019) to $107,257 (2025). At a 3.06% compound annual growth rate, salaries are projected to reach $113,922 by 2027 — a total increase of $23,107 (25.44%) from 2019.

Note: Historical values (20192025) are actual BLS OEWS figures for the Severn metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.06% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Salary by Experience Level

ExperienceEstimated Salary Range
0-2 years (New Graduate)$81,567$92,100
3-5 years (Mid Career)$92,100$110,539
5+ years (Experienced)$110,539$129,290
10+ years (Top Earner)$129,290$145,386

OT, OTR salary ranges estimated from BLS percentile data. Individual occupational therapist compensation varies by employer, certifications, and specialization.

Occupational Therapist Job Market in Severn

The local job market in Severn employs around 12 occupational therapists, indicating a modest yet stable demand. With a cost of living index at 109.3, professionals must consider how this impacts their take-home pay and purchasing power. Among the different employers, skilled nursing facilities typically offer lower salaries, while hospital inpatient rehab often provides the higher end of the pay spectrum. Factors influencing the pay disparity include the setting of employment, the potential for specialized credentials like Certified Hand Therapist (CHT), and varying productivity expectations. Those looking to maximize earnings should focus on attaining board certifications and seek placements in hospital environments where salaries are amplified, thereby ensuring they can navigate the specific dynamics of occupational therapist pay in Severn, MD.

Frequently Asked Questions

How much do occupational therapists make in Severn, MD in 2026?

The estimated 2026 median occupational therapist salary in Severn is $110,539/year ($53.15/hour), based on estimated 2026 salary (projected from 2025 BLS data at 3.06% annual growth). Salaries range from $81,567 at entry level (10th percentile) to $145,386 for experienced top earners (90th percentile). This puts Severn at 6.9% above the national median. Full-time occupational therapists typically work 2,080 hours per year, though many positions offer part-time schedules with flexible hours across multiple practices.

Is Severn, MD a good place to work as a occupational therapist?

Severn occupational therapist salaries are 6.9% above the national average and 2.2% below the Maryland state average. The metro area employs approximately 12 occupational therapists. With a cost-of-living index of 109.3, you should factor in higher living costs when evaluating compensation. Job availability depends on population density, the number of practices, and retirement turnover in the area.

Can occupational therapists make $100K in Severn?

Yes — the median occupational therapist salary in Severn is already $110,539, meaning more than half of occupational therapists here earn six figures. Top earners (90th percentile) make $145,386/year. Factors that push pay above $100K include years of experience, specialty certifications, and working at high-production practices or large organizations.

What is the cost-of-living adjusted occupational therapist salary in Severn?

After adjusting for Severn's cost-of-living index of 109.3 (where 100 equals the national average), the $110,539 nominal salary has purchasing power equivalent to $101,134 in an average-cost city. This means living costs in Severn reduce the effective value of your salary by 8.5% compared to the national average — consider negotiating higher base pay or exploring nearby lower-cost metros.

How much does a occupational therapist make per hour in Severn?

Occupational Therapists in Severn earn a median hourly rate of $53.15, which translates to approximately $110,539/year for full-time work (40 hours/week, 2,080 hours/year). Hourly rates range from $39.21 for entry-level positions to $69.90 for the most experienced practitioners. Part-time and per diem occupational therapists sometimes command premium hourly rates because practices need flexible scheduling coverage.

Related Pages

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JM

Written by Jordan Miller, OTR/L

Career Analyst

Jordan has 10 years of experience in occupational therapy. They specialize in pediatrics and work in a rehabilitation clinic.

Clinically reviewed by Sofia Chen, OTR/LData verified by Luis Garcia, OTR/L

Methodology & Data Source

Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $107,257 for occupational therapistsin the Severn metropolitan area. A 3.06% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.

Data Sources & Methodology

Salary data for Severn is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.06%, derived from historical BLS wage trends for occupational therapists (SOC 29-1122).

Compiled and verified by Jordan Miller, OTR/L, a licensed occupational therapist with 10+ years of clinical experience. · View source data at BLS.gov

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