Occupational Therapist Salary in Severn, MD: $110,539 (2026)
Quick Answer:A full-time occupational therapist in Severn, MD earns a median $110,539/year (≈ $53.15/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-1122). Once you factor in Severn's price level (9% above national, BEA RPP 109.3), that paycheck buys what $101,134 would nationally. Nominal pay sits 2.2% below the Maryland state average.
Based on BLS state-level estimates · View source

In 2026, the occupational therapist salary in Severn, Maryland, reflects a competitive market with a median annual compensation of $110,539, surpassing the 2026 national median by 6.90%. The salary range for professionals in this area spans from $81,567 at the lower end (P10) to $145,386 at the upper end (P90). These figures, which include estimates derived from BLS state-level data and adjustments for regional price parity, suggest a vibrant job market for occupational therapists. The Structural choice between hospital settings, schools, and skilled nursing facilities (SNFs) creates distinct salary profiles. Notably, those working in hospitals generally command higher salaries compared to their counterparts in educational settings due to differing operational budgets and the nature of care provided throughout the year.
About the Severn Market
Salary estimated from Maryland average ($95,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $81,567 | $39.21 |
| Lower Range (P25) | $92,100 | $44.27 |
| Median (P50)(typical) | $110,539 | $53.15 |
| Upper Range (P75) | $129,290 | $62.16 |
| Top Earners (P90) | $145,386 | $69.90 |
Median Salary Position
6.90% above the national average
2026 Salary Percentile Distribution in Severn
In Severn, MD, the occupational therapist salary spread from the 10th to 90th percentile is $63,819 (2026 est.). At $110,539, the local median is 6.9% above the national median of $103,400.
Salary Calculator
At 40 hours/week in Severn: You'd be in the lower-middle range
How Severn Occupational Therapist Pay Compares
Severn median: $110,539/year (2026)
| Compared To | Median Salary | Severn Pays |
|---|---|---|
| Maryland Average | $113,026 | -2.20% less |
| National Average | $103,400 | +6.90% more |
Occupational Therapists in Severn, MD earn a median of $110,539 per year (2026 est.), which is 6.90% higher than the national median of $103,400 and 2.20% below the Maryland state average of $113,026.
Cost-of-Living Adjusted Salary
Severn has a cost of living 9.30% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Severn, MD has a cost-of-living index of 109.3 (above the national average of 100). While the nominal salary of $110,539 is competitive, the higher cost of living reduces purchasing power to an effective $101,134 — a 8.51% reduction.
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2019 BLS Actual
$90,815
2025 BLS Actual
$107,257
2026 Current Est.
$110,539
2019–2027 Growth
+25.4%
Salary Trajectory for Occupational Therapists in Severn (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.06% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $90,815 | Actual |
| 2020 | $92,237 | Actual |
| 2021 | $91,478 | Actual |
| 2022 | $99,613 | Actual |
| 2023 | $103,024 | Actual |
| 2024 | $101,559 | Actual |
| 2025 | $107,257 | Actual |
| 2026(current) | $110,539 | Estimated |
| 2027 | $113,922 | Projected |
Based on 7 years of BLS OEWS data for the Severn metropolitan area, the median occupational therapist salary grew 18.1% from $90,815 (2019) to $107,257 (2025). At a 3.06% compound annual growth rate, salaries are projected to reach $113,922 by 2027 — a total increase of $23,107 (25.44%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Severn metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.06% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $81,567 – $92,100 |
| 3-5 years (Mid Career) | $92,100 – $110,539 |
| 5+ years (Experienced) | $110,539 – $129,290 |
| 10+ years (Top Earner) | $129,290 – $145,386 |
OT, OTR salary ranges estimated from BLS percentile data. Individual occupational therapist compensation varies by employer, certifications, and specialization.
Occupational Therapist Job Market in Severn
The local job market in Severn employs around 12 occupational therapists, indicating a modest yet stable demand. With a cost of living index at 109.3, professionals must consider how this impacts their take-home pay and purchasing power. Among the different employers, skilled nursing facilities typically offer lower salaries, while hospital inpatient rehab often provides the higher end of the pay spectrum. Factors influencing the pay disparity include the setting of employment, the potential for specialized credentials like Certified Hand Therapist (CHT), and varying productivity expectations. Those looking to maximize earnings should focus on attaining board certifications and seek placements in hospital environments where salaries are amplified, thereby ensuring they can navigate the specific dynamics of occupational therapist pay in Severn, MD.
More salary data for Severn, MD:
Frequently Asked Questions
How much do occupational therapists make in Severn, MD in 2026?
Is Severn, MD a good place to work as a occupational therapist?
Can occupational therapists make $100K in Severn?
What is the cost-of-living adjusted occupational therapist salary in Severn?
How much does a occupational therapist make per hour in Severn?
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Written by Jordan Miller, OTR/L
Career Analyst
Jordan has 10 years of experience in occupational therapy. They specialize in pediatrics and work in a rehabilitation clinic.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $107,257 for occupational therapistsin the Severn metropolitan area. A 3.06% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Severn is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.06%, derived from historical BLS wage trends for occupational therapists (SOC 29-1122).
Compiled and verified by Jordan Miller, OTR/L, a licensed occupational therapist with 10+ years of clinical experience. · View source data at BLS.gov