Occupational Therapist Pay

Cincinnati vs Toledo: Occupational Therapist Salary (2026)

Compare occupational therapist salaries between Cincinnati, OH and Toledo, OH. All figures are 2026 estimates projected from BLS 2025 data.

Cincinnati, OH
$103,957
$49.98/hr
Toledo, OH
$103,410
$49.72/hr

Side-by-Side Comparison

MetricCincinnati, OHToledo, OH
Median Salary$103,957$103,410
Hourly Rate$49.98$49.72
Entry Level (P10)$81,675$76,100
25th Percentile$86,251$84,056
75th Percentile$118,457$109,924
Top Earner (P90)$132,556$122,301
Total Employed1,360380
Side-by-side bar chart comparing Cincinnati ($103,957) and Toledo ($103,410) occupational therapist salaries.CincinnatiToledoMedian Salary$103,957$103,410Entry Level (P10)$81,675$76,100Top Earner (P90)$132,556$122,301US Median $103,400

Verdict

Cincinnati, OH offers better overall compensation for occupational therapists, winning 4 out of 4 metrics compared to Toledo.

The salary gap between Cincinnati and Toledo is $547 (0.53%). Cincinnati's median is +0.54% compared to the US national median of $103,400.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Cincinnati spans $50,881,Toledo spans $46,201. Cincinnati has a wider pay range, meaning more potential for high earners but also more variation.

Cincinnati
P10 (Entry)$81,675
P25$86,251
Median$103,957
P75$118,457
P90 (Top)$132,556
Toledo
P10 (Entry)$76,100
P25$84,056
Median$103,410
P75$109,924
P90 (Top)$122,301

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Toledo ($113,072 effective) pays 3.73% more than Cincinnati ($109,004 effective).

Cincinnati
Nominal: $103,957
CoL Index: 95.37
Adjusted: $109,004
Toledo
Nominal: $103,410
CoL Index: 91.455
Adjusted: $113,072

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Cincinnati if…

  • Higher median salary ($103,957/year)
  • Better top-earner potential ($132,556)
  • Larger job market (1,360 employed)
  • You prefer the Ohio area and lifestyle

Choose Toledo if…

  • Better purchasing power (CoL-adjusted: $113,072)
  • You prefer the Ohio area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, occupational therapist salaries in Cincinnati grew 24.6% from 2019 to 2025, compared to 23.7% growth in Toledo over the same period.

Cincinnati, OH

+24.6%

$80,940 (2019) → $100,870 (2025)

Toledo, OH

+23.7%

$81,120 (2019) → $100,340 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays occupational therapists more: Cincinnati or Toledo?

Cincinnati has a higher median occupational therapist salary at $103,957/year, compared to Toledo at $103,410/year — a difference of $547 (0.53%).

What is the hourly rate difference between Cincinnati and Toledo?

Cincinnati occupational therapists earn $49.98/hr while Toledo hygienists earn $49.72/hr (2026 est.).

Should I relocate from Cincinnati to Toledo as a occupational therapist?

Consider more than just salary when comparing Cincinnati and Toledo. Factor in cost of living (CoL-adjusted: Cincinnati = $109,004, Toledo = $113,072), job availability (1,360 vs 380 employed), commute, and career growth potential.

What do entry-level occupational therapists earn in Cincinnati vs Toledo?

Entry-level (10th percentile) occupational therapists earn $81,675 in Cincinnati and $76,100 in Toledo. The Cincinnati area offers higher starting salaries.

Related Comparisons

JM

Written by Jordan Miller, OTR/L

Career Analyst

Jordan has 10 years of experience in occupational therapy. They specialize in pediatrics and work in a rehabilitation clinic.

Clinically reviewed by Sofia Chen, OTR/LData verified by Luis Garcia, OTR/L

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.06% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Miller, OTR/L, a licensed occupational therapist with 10+ years of clinical experience. · View source data at BLS.gov