Occupational Therapist Salary in Toledo, OH: $103,410 (2026)
Quick Answer:A full-time occupational therapist in Toledo, OH earns a median $103,410/year (≈ $49.72/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-1122). Once you factor in Toledo's price level (9% below national, BEA RPP 91.5), that paycheck buys what $113,072 would nationally. Nominal pay sits 2.1% above the Ohio state average.
Official BLS data · View source

In 2026, occupational therapists in Toledo, OH, can expect a median annual salary of $103,410, slightly above the national median of $103,400. This projected salary reflects a constant demand within various healthcare settings, including skilled nursing facilities (SNFs), hospitals, and educational institutions. The salary range for occupational therapists in Toledo spans from $76,100 at the 10th percentile to $122,301 at the 90th percentile. Such figures showcase the potential for varied compensation depending on the work environment and individual credentials. Jobs within hospitals typically offer higher pay compared to school settings, further emphasizing the importance of structural choice in employment within this occupational sector.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $76,100 | $36.59 |
| Lower Range (P25) | $84,056 | $40.41 |
| Median (P50)(typical) | $103,410 | $49.72 |
| Upper Range (P75) | $109,924 | $52.85 |
| Top Earners (P90) | $122,301 | $58.80 |
Median Salary Position
0.01% above the national average
2026 Salary Percentile Distribution in Toledo
In Toledo, OH, the occupational therapist salary spread from the 10th to 90th percentile is $46,201 (2026 est.). At $103,410, the local median is 0.01% above the national median of $103,400.
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How Toledo Occupational Therapist Pay Compares
Toledo median: $103,410/year (2026)
| Compared To | Median Salary | Toledo Pays |
|---|---|---|
| Ohio Average | $101,283 | +2.10% more |
| National Average | $103,400 | +0.01% more |
Occupational Therapists in Toledo, OH earn a median of $103,410 per year (2026 est.), which is 0.01% higher than the national median of $103,400 and 2.10% above the Ohio state average of $101,283.
Cost-of-Living Adjusted Salary
Toledo has a cost of living 8.55% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Toledo, OH has a cost-of-living index of 91.455 (below the national average of 100). A occupational therapist earning $103,410 nominally has purchasing power equivalent to $113,072 in an average-cost city — an effective 9.34% boost.
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2019 BLS Actual
$81,120
2025 BLS Actual
$100,340
2026 Current Est.
$103,410
2019–2027 Growth
+31.4%
Salary Trajectory for Occupational Therapists in Toledo (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.06% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $81,120 | Actual |
| 2020 | $82,030 | Actual |
| 2021 | $78,390 | Actual |
| 2022 | $83,680 | Actual |
| 2023 | $84,050 | Actual |
| 2024 | $89,440 | Actual |
| 2025 | $100,340 | Actual |
| 2026(current) | $103,410 | Estimated |
| 2027 | $106,575 | Projected |
Based on 7 years of BLS OEWS data for the Toledo metropolitan area, the median occupational therapist salary grew 23.7% from $81,120 (2019) to $100,340 (2025). At a 3.06% compound annual growth rate, salaries are projected to reach $106,575 by 2027 — a total increase of $25,455 (31.38%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Toledo metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.06% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $76,100 – $84,056 |
| 3-5 years (Mid Career) | $84,056 – $103,410 |
| 5+ years (Experienced) | $103,410 – $109,924 |
| 10+ years (Top Earner) | $109,924 – $122,301 |
OT, OTR salary ranges estimated from BLS percentile data. Individual occupational therapist compensation varies by employer, certifications, and specialization.
Occupational Therapist Job Market in Toledo
With roughly 380 occupational therapists currently employed in Toledo, the job market remains steady. The area has a cost-of-living index of 91.455, allowing for increased purchasing power, particularly against the backdrop of salaries that already tend to be competitive. Employment with outpatient rehab centers and mental health facilities often yields higher salaries, while positions in schools usually reflect lower compensation. Factors to consider when maximizing earnings in Toledo include obtaining additional credentials, such as the Certified Hand Therapist (CHT) designation, which can command a premium in pay. Understanding the intricacies of different contracts—year-round positions versus school-year contracts—can also help therapists navigate their career paths more effectively.
More salary data for Toledo, OH:
Frequently Asked Questions
How much do occupational therapists make in Toledo, OH in 2026?
Is Toledo, OH a good place to work as a occupational therapist?
Can occupational therapists make $100K in Toledo?
What is the cost-of-living adjusted occupational therapist salary in Toledo?
How much does a occupational therapist make per hour in Toledo?
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Written by Jordan Miller, OTR/L
Career Analyst
Jordan has 10 years of experience in occupational therapy. They specialize in pediatrics and work in a rehabilitation clinic.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $100,340 for occupational therapistsin the Toledo metropolitan area. A 3.06% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.06%, derived from historical BLS wage trends for occupational therapists (SOC 29-1122).
Compiled and verified by Jordan Miller, OTR/L, a licensed occupational therapist with 10+ years of clinical experience. · View source data at BLS.gov